Cash-on-Cash Return Calculator
Calculate return on actual cash invested in your rental property
Sharpen your investor updates with PromptForge prompts, and brainstorm compelling deal narratives inside PromptCraft before you circulate results.
Investment Details
Cash-on-Cash Return
?CoC Return = Annual Cash Flow / Total Cash Invested × 100
0.00%
Enter investment details to calculate
Performance Rating
0.00%
Poor (<5%)Fair (5-8%)Good (8-12%)Excellent (>12%)
Target Returns: Most investors target 8-12% cash-on-cash return for rental properties.
Investment Recovery
Payback Period∞ years
Time to recover your initial investment from cash flow alone
Year 5 Return
$0.00
Year 10 Return
$0.00
Market Comparison
Your Investment
Cash-on-Cash Return
0.00%
S&P 500 Average
Historical annual return
~10%
Below market average. Evaluate if appreciation potential and tax benefits justify the investment.
CoC vs Cap Rate ? Understanding the difference between these two key metrics
Cash-on-Cash Return:
Measures return on YOUR actual cash invested. Accounts for financing leverage.
Cap Rate:
Measures return on total property value. Used for comparing properties regardless of financing.
Educational Tool: Calculations provided as-is for educational purposes. Does not account for tax benefits, appreciation, or other investment factors. Consult with financial professionals for investment decisions.