Rental Property Analyzer

Comprehensive analysis with cash flow, ROI, cap rate, and multi-year projections

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Demo Mode: Example Property Loaded

This is a sample property analysis to help you get started. Modify any values or clear to start fresh.

Keep your data tidy with DataKit when importing rent rolls, and map your due diligence checklist visually in DiagramDB before committing capital.

Input Details

Purchase Details

Purchase Price

Down Payment %

Closing Costs

Repair Costs

Purchase Price

Down Payment %

Closing Costs

Repair Costs

Financing

Loan Term

Interest Rate

Include PMI (if down payment < 20%)

Property Details

Property Type

ARV (After Repair Value)

Monthly Expenses

Property Tax (monthly)

Insurance (monthly)

HOA Fees (monthly)

Maintenance % (of rent)

Management Fee % (of rent)

Utilities (monthly)

Income

Monthly Rent

Other Monthly Income

Vacancy Rate %

Projections

Annual Appreciation %

Annual Expense Increase %

Holding Period (years)

Results

Monthly Cash Flow

Net income after all expenses and mortgage payments. Positive cash flow means the property generates profit each month.

Cap Rate

Capitalization Rate - Annual NOI divided by purchase price. Higher cap rates indicate better returns. Typical range is 4-10%.

Cash-on-Cash Return

Annual pre-tax cash flow divided by total cash invested. Measures return on actual money you put in. Target: 8-12%.

Total ROI (5 years)

Total return including cash flow, equity buildup, and appreciation over the holding period.

Gross Rental Yield

Annual gross rent divided by purchase price. Quick screening metric - higher is better. Target: 8-12%.

Break-even Occupancy

Minimum occupancy rate needed to cover all expenses. Lower is better - gives you a safety cushion. Target: <85%.

Investment Rules of Thumb

Score:1/3 Passed

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1% Rule 0.80%

Monthly rent should be ≥ 1% of purchase price

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2% Rule 0.80%

Monthly rent should be ≥ 2% of purchase price (aggressive)

✓

50% Rule 35.5%

Operating expenses should be ≤ 50% of gross rent

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These are general guidelines used by experienced investors. Market conditions vary, and not all good deals pass every rule—especially in competitive markets.

Investment Summary

Total Cash Invested:$65,000

Monthly Cash Flow: $-74

Monthly NOI:$1,190

DSCR:0.94

Monthly Expense Breakdown

What-If Scenario Comparison

Compare different scenarios side-by-side to see how changes affect your investment returns.

Multi-Year Projection

Scroll

Year	Property Value	Loan Balance	Equity	Annual Cash Flow	Cumulative Cash Flow
1	$257,500	$197,765	$59,735	$-890	$-890
2	$265,225	$195,379	$69,846	$-907	$-1,797
3	$273,182	$192,834	$80,348	$-926	$-2,723
4	$281,377	$190,119	$91,258	$-944	$-3,667
5	$289,819	$187,222	$102,597	$-963	$-4,630

Total Appreciation: $39,819

Total Cash Flow: $-4,630

Final Equity: $102,597

Disclaimer: All calculations are provided as-is for educational purposes only. Results should not be considered financial advice. Please consult with qualified professionals before making any investment decisions.